For most American families, the mortgage represents the largest source of personal debt, a debt that can easily default in the event of the primary breadwinner’s death. NAA's premier product, mortgage protection insurance, is a specialized form of life insurance designed to pay off the mortgage if that should occur, so that families can keep their homes in the inevitable.
Indexed Universal Life Insurance provides peace of mind to the family by providing life insurance and by gaining extra cash for additional needs that may arise. Indexed Universal Life Insurance covers your family and presents the opportunity for income stream, estate planning and permanent life insurance.
Final Expense Insurance allows the family to feel secure knowing that the funeral and burial costs and arrangements are already taken care of should a loved one pass away. With this peace of mind, the family will have the flexibility and freedom to pay off the final expenses of a loved one.
Retirement income is no longer as certain as it once was. It’s becoming increasingly important to have a sound financial plan in place. With an annuity you can guarantee income for the rest of your life and enjoy your golden years without worrying about the finances or burdens of family.
Death is an emotional time for a family. In addition to bereavement, there is also the loss of income and the looming threat of unpaid bills. Term life insurance pays families a cash benefit if death should occur, easing their financial burden during a difficult transition.
Death isn’t the only thing that threatens a household. Disability can just as easily cripple a family’s ability to make mortgage payments. Mortgage disability insurance protects against this, ensuring payments are made regardless of the insured’s health or ability to draw income.